/*
Theme Name: Penny Pinnacle
Theme URI: https://pennypinnacle.com/
Author: Penny Pinnacle
Description: A custom editorial finance theme with curated stories, responsive topic navigation, focused article pages, and a savings goal calculator. Built for Penny Pinnacle.
Version: 1.0.2
Requires at least: 6.6
Tested up to: 7.1
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: penny-pinnacle
Tags: blog, news, custom-menu, featured-images, wide-blocks, translation-ready
*/

@font-face{font-family:'DM Sans';font-style:normal;font-weight:100 900;font-display:swap;src:url('assets/fonts/dm-sans.ttf') format('truetype')}
@font-face{font-family:Lora;font-style:normal;font-weight:400 700;font-display:swap;src:url('assets/fonts/lora.ttf') format('truetype')}
:root{--plum:#352b50;--teal:#087f79;--teal-dark:#06635f;--ink:#242329;--muted:#69666f;--line:#e5e2e9;--lavender:#f1eef7;--mint:#e9f4f1;--gold:#eacb79;--serif:Lora,Georgia,serif;--sans:'DM Sans',Arial,sans-serif}
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80px));margin-inline:auto}.pp-icon{display:inline-block;vertical-align:middle;width:22px;height:22px}.screen-reader-text,.skip-link{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link:focus{position:fixed;top:12px;left:12px;z-index:1000;width:auto;height:auto;clip:auto;padding:12px 20px;background:#fff;color:var(--plum);box-shadow:0 3px 15px #0002}.button{border:0;border-radius:4px;background:var(--teal);color:#fff;min-height:46px;padding:11px 20px;display:inline-flex;align-items:center;justify-content:center;gap:12px;font-size:14px;line-height:1.4;font-weight:700}.button:hover{background:var(--teal-dark);color:#fff}.text-link{display:inline-flex;align-items:center;gap:12px;color:var(--teal-dark);font-size:14px;font-weight:700;line-height:1.5}.text-link 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li{margin-bottom:9px}.entry-content blockquote{border-left:3px solid var(--teal);padding:20px 25px;background:var(--mint);margin-inline:0;font-family:var(--serif);color:var(--plum)}.entry-content img{height:auto;max-width:100%;border-radius:4px}.entry-content figure{max-width:100%;margin-inline:0}.entry-content figcaption{font-size:12px;color:var(--muted);margin-top:10px}.entry-content table{width:100%;border-collapse:collapse;font-size:14px;display:block;overflow-x:auto}.entry-content td,.entry-content th{padding:12px;border:1px solid var(--line);text-align:left}.entry-content th{background:var(--lavender)}.entry-content iframe,.entry-content video{max-width:100%}.entry-content pre{overflow:auto;background:var(--lavender);padding:20px;font-size:13px}.entry-content hr{border:0;border-top:1px solid var(--line);margin-block:30px}.article-tags{border-top:1px solid var(--line);padding-top:20px;font-size:12px;margin-top:35px}.article-tags a{color:var(--teal-dark)}.article-disclaimer{font-size:11px;color:var(--muted);padding:20px;background:#f8f7fa;border-radius:4px;margin-top:25px;line-height:1.8}.related-stories{margin:65px 0 60px}.page-main{max-width:900px;padding-block:46px 75px;min-height:60vh}.page-main .entry-content{max-width:740px}.error-main{padding-block:70px 90px;min-height:65vh}.error-main h1{font-size:55px;color:var(--plum);letter-spacing:-1px;margin-top:16px}.error-main>p{max-width:560px;margin:20px 0 25px;color:var(--muted)}.error-main .search-form{margin:0 0 30px;max-width:650px}.comments-area{margin-top:40px;border-top:1px solid var(--line);padding-top:30px;font-size:14px}.comments-area h2,.comment-reply-title{color:var(--plum);font-size:26px;margin-bottom:20px}.comment-list{padding-left:20px}.comment-body{padding:20px 0;border-bottom:1px solid var(--line)}.comment-author .avatar{float:left;margin-right:10px;border-radius:50%}.comment-metadata{font-size:11px;color:var(--muted)}.comment-content{margin-block:15px}.comment-respond{margin-top:30px}.comment-form label{display:block;font-size:13px;font-weight:600;margin-bottom:5px}.comment-form input:not([type=checkbox]),.comment-form textarea,.wpforms-container input,.wpforms-container textarea{border:1px solid #c6bfce;border-radius:4px;padding:10px;max-width:100%}.comment-form textarea{width:100%}.comment-form-cookies-consent label{display:inline;font-weight:400}.comment-form .submit{background:var(--teal);color:#fff;padding:12px 20px!important;border:0!important;cursor:pointer;font-weight:600}.page-links{font-size:13px}

@media(min-width:1500px){.lead-image{min-height:492px}.lead-grid{grid-template-columns:minmax(0,1fr) 300px;gap:37px}.lead-story{gap:35px}.lead-copy h1{font-size:36px}.savings-tool{padding:29px}.lead-excerpt{font-size:14px}}
@media(max-width:1150px){.container{width:calc(100% - 56px)}.masthead{gap:23px}.header-actions{gap:14px}.brand-tagline{padding-left:23px}.topic-menu{gap:15px}.topic-menu>li>a{font-size:12px}.lead-grid{grid-template-columns:minmax(0,1fr) 255px;gap:24px}.lead-story{gap:22px;grid-template-columns:1fr .95fr}.lead-copy h1{font-size:29px}.lead-image{min-height:450px}.lead-excerpt{font-size:12px}.savings-tool{padding:22px 18px}.savings-tool h2{font-size:25px}.editorial-columns{gap:35px}.story-card--row{grid-template-columns:140px 1fr;gap:18px}.story-copy :is(h2,h3){font-size:17px}.section-heading h2{font-size:25px}.money-guides{gap:35px;padding:35px}.guide-links{gap:0 22px}.guide-link{gap:10px}.guide-link>.pp-icon{display:none}.guide-link strong{font-size:13px}.footer-top nav ul{gap:20px}.article-layout{gap:35px;grid-template-columns:210px minmax(0,740px)}}
@media(max-width:900px){.brand-tagline{display:none}.masthead{min-height:97px}.topic-menu{justify-content:flex-start;overflow-x:auto;gap:25px;scrollbar-width:thin}.topic-menu>li>a{font-size:13px}.lead-grid{grid-template-columns:1fr}.lead-story{grid-template-columns:1.1fr 1fr;gap:30px}.lead-copy h1{font-size:33px}.lead-excerpt{font-size:14px}.lead-image{min-height:435px}.savings-tool{display:grid;grid-template-columns:1fr 1.2fr;column-gap:25px;text-align:left;padding:25px}.tool-symbol{justify-content:flex-start;margin-bottom:10px}.savings-tool h2{font-size:27px}.savings-tool h2 br{display:none}.savings-tool>p{grid-column:1;font-size:12px;margin:10px 0 0}.savings-form{grid-column:2;grid-row:1/5}.savings-tool>small{grid-column:1;font-size:9px;align-self:end}.tool-months label{font-size:11px}.savings-form label{font-size:12px}.editorial-columns{margin-top:42px;gap:30px}.section-heading{align-items:flex-start}.section-heading>span{display:none}.story-card--row{grid-template-columns:110px 1fr;gap:14px;align-items:flex-start}.story-card--row .story-image{aspect-ratio:1.1}.story-copy :is(h2,h3){font-size:17px;margin-top:4px}.story-meta{font-size:10px}.story-card--row .story-meta span{display:none}.money-guides{gap:25px;grid-template-columns:.8fr 1.3fr;padding:30px}.guides-intro h2{font-size:30px}.guide-links{grid-template-columns:1fr;gap:0}.guide-link{padding:14px 0}.guide-link:nth-last-child(2){border-bottom:1px solid #ccdeda}.guide-icon{width:36px;height:36px}.guide-link small{margin-top:3px}.card-grid{gap:22px}.story-card--vertical .story-copy :is(h2,h3){font-size:20px}.latest-grid{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:30px}.closing-note>.text-link{max-width:210px}.footer-top nav ul{display:grid;grid-template-columns:1fr 1fr;gap:15px 25px}.article-header h1{font-size:40px}.article-cover{height:380px}.article-layout{grid-template-columns:1fr;gap:30px;max-width:740px;margin-inline:auto}.article-sidebar{display:contents}.article-toc{margin-bottom:0}.sidebar-note{display:none}.entry-content{font-size:17px}.article-toc ol{columns:2;gap:30px}.article-toc li{break-inside:avoid}.archive-header h1{font-size:38px}}
@media(max-width:600px){.container{width:calc(100% - 36px)}.masthead{min-height:89px;gap:10px}.brand-mark{width:43px;height:43px}.brand{gap:9px}.brand-name{font-size:23px;letter-spacing:-.9px}.header-actions{gap:3px}.guides-link,.about-link{display:none}.menu-toggle{display:grid}.nav-bar{border-top:0}.topic-menu{gap:23px}.topic-menu>li>a{padding-block:11px;font-size:12px}.js .topic-navigation:not(.is-open){display:none}.js .topic-menu{display:grid;grid-template-columns:1fr 1fr;gap:0 20px;overflow:visible;padding:6px 0 14px}.js .topic-menu>li>a{padding:10px 0}.topic-menu .sub-menu{position:static;min-width:0;box-shadow:none;padding:0 0 0 10px}.site-search{padding-block:16px}.search-form{gap:8px}.search-form input{padding:11px;font-size:13px}.search-form .button{font-size:12px;padding:10px 12px}.search-form .button .pp-icon{display:none}.welcome-line{padding:20px 0 17px;font-size:12px}.welcome-line>span{display:none}.lead-story{grid-template-columns:1fr;gap:0}.lead-image{min-height:0;height:auto;aspect-ratio:1.28;border-radius:4px}.lead-image img{position:static}.image-note{font-size:10px;left:17px;bottom:16px}.lead-copy{padding:24px 1px 9px}.lead-copy>.category-label{margin-bottom:12px;font-size:11px;padding-bottom:5px}.lead-copy h1{font-size:33px;line-height:1.25;letter-spacing:-.8px}.lead-excerpt{font-size:14px;line-height:1.8;margin-top:15px}.byline{font-size:12px;margin-top:18px}.lead-copy .story-meta{font-size:11px;margin-top:3px}.read-story{font-size:13px;margin-top:18px;gap:12px}.lead-grid{gap:24px}.savings-tool{grid-template-columns:1fr;display:block;padding:25px;text-align:center}.tool-symbol{justify-content:center}.savings-tool h2{font-size:29px}.savings-tool h2 br{display:none}.savings-tool>p{font-size:13px;margin:12px 0 20px}.savings-tool>p br{display:none}.savings-form label{font-size:12px}.tool-months label{font-size:12px}.tool-months select{font-size:12px;max-width:none;padding:9px}.money-input{height:48px}.money-input input{font-size:20px}.savings-form .button{font-size:13px;min-height:46px;justify-content:center;gap:20px}.savings-tool>small{font-size:10px;margin-top:15px}.editorial-columns{grid-template-columns:1fr;gap:34px;margin-top:38px}.section-heading{padding-bottom:14px;margin-bottom:21px;gap:14px}.section-heading h2{font-size:25px}.section-heading>span{display:block;font-size:10px;align-self:center}.story-card--row{grid-template-columns:117px 1fr;gap:17px;padding-bottom:19px;margin-bottom:19px}.story-card--row .story-image{aspect-ratio:1.15}.story-copy :is(h2,h3){font-size:17px;line-height:1.4;margin:5px 0 8px}.story-copy .category-label{font-size:9px}.story-card--row .story-meta{font-size:9px}.money-guides{margin:39px 0 40px;padding:27px 23px;grid-template-columns:1fr;gap:15px}.guides-intro h2{font-size:33px;margin:10px 0}.guides-intro h2 br{display:none}.guides-intro p{font-size:13px;max-width:none}.small-heading{font-size:11px}.guide-links{grid-template-columns:1fr}.guide-link{padding:18px 0;gap:14px}.guide-icon{width:42px;height:42px}.guide-link strong{font-size:14px}.guide-link small{font-size:12px}.guide-link>.pp-icon{display:block}.topic-section .section-heading,.latest-section .section-heading{align-items:flex-start;flex-direction:column;gap:13px}.section-heading p{font-size:12px;margin-top:7px}.section-heading .text-link{font-size:12px}.card-grid{grid-template-columns:1fr;gap:28px}.story-card--vertical .story-image{aspect-ratio:1.6;margin-bottom:13px}.story-card--vertical .story-copy :is(h2,h3){font-size:24px;line-height:1.35}.story-card--vertical .story-meta{font-size:11px}.topic-section{margin-bottom:38px}.latest-grid{grid-template-columns:1fr;gap:27px}.latest-grid .story-copy :is(h2,h3){font-size:23px}.closing-note{padding:27px 0;flex-wrap:wrap;gap:14px;margin-top:38px}.closing-note p{font-size:18px}.closing-note>.pp-icon{width:34px;height:34px}.closing-note>.text-link{margin-left:48px;font-size:12px;max-width:none}.site-footer{padding-top:32px}.footer-top{display:block;padding-bottom:26px}.site-footer .brand-mark{width:43px;height:43px}.site-footer .brand-name{font-size:23px}.footer-top>div>p{font-size:12px;line-height:1.8}.footer-top nav ul{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:26px;font-size:12px}.footer-bottom{display:block;padding-block:19px 23px;font-size:10px}.footer-bottom>p+p{margin-top:8px}.archive-main{padding-block:30px 45px}.archive-header{margin-bottom:27px}.archive-header h1{font-size:34px;letter-spacing:-.6px;line-height:1.3}.archive-header>p{font-size:13px}.breadcrumb{font-size:11px;margin-bottom:14px}.archive-grid{gap:28px}.pagination{margin-top:30px}.page-numbers{font-size:12px;min-width:35px;min-height:36px;padding:5px 9px}.nav-links{gap:5px}.single-main{padding-top:26px}.article-header h1{font-size:34px;letter-spacing:-.7px;line-height:1.27}.article-breadcrumb{font-size:11px;gap:12px;margin-bottom:18px}.article-breadcrumb>.category-label{font-size:11px}.article-meta{margin:23px 0;align-items:flex-start}.article-meta p{font-size:10px}.copy-link{font-size:10px;gap:7px}.copy-link .pp-icon{width:16px}.article-cover{height:auto;aspect-ratio:1.4;margin-bottom:30px}.article-layout{gap:24px}.article-toc ol{columns:1;font-size:12px}.article-toc li{margin-bottom:9px}.article-toc{padding-bottom:7px;border-bottom:1px solid var(--line)}.entry-content{font-size:16px;line-height:1.9}.entry-content>*+*{margin-top:21px}.entry-content h2{font-size:27px;margin-top:35px}.entry-content h3{font-size:23px}.entry-content h4{font-size:19px}.entry-content ul,.entry-content ol{padding-left:22px}.entry-content blockquote{padding:18px;font-size:16px}.article-disclaimer{font-size:10px;padding:17px}.related-stories{margin-block:40px}.page-main{padding-block:30px 45px}.error-main{padding-block:45px 60px}.error-main h1{font-size:43px}.error-main>p{font-size:14px}.empty-state{padding:25px}.empty-state h2{font-size:27px}.empty-state p{font-size:14px}.admin-bar .reading-progress{top:46px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}

/* Mobile refinements: readable details, clear controls, and compact small-phone layouts. */
@media(max-width:600px){
  .lead-copy h1{font-size:clamp(29px,8vw,33px)}
  .icon-button{min-width:44px;min-height:44px}
  .js .topic-menu>li>a{font-size:14px;min-height:44px;padding-block:11px}
  .search-form input{font-size:16px;min-height:46px}
  .search-form .button{min-height:46px;padding-inline:14px}
  .tool-months select{font-size:16px;min-width:110px;min-height:44px;padding:8px 10px}
  .tool-months{gap:12px}
  .story-card--row{grid-template-columns:clamp(96px,30vw,117px) minmax(0,1fr);gap:16px}
  .story-card--row .story-meta{font-size:11px;line-height:1.6}
  .story-card--row .category-label{font-size:11px;letter-spacing:.02em}
  .story-list .section-heading{flex-wrap:wrap;row-gap:6px}
  .story-list .section-heading>span{font-size:11px}
  .article-header h1{font-size:clamp(29px,8vw,34px)}
  .article-meta{flex-wrap:wrap;gap:10px 16px}
  .article-meta p{font-size:12px;flex:1 1 165px}
  .copy-link{font-size:12px;min-height:44px;padding-block:9px}
  .article-toc ol{font-size:14px;line-height:1.65}
  .article-toc a{display:inline-block;padding-block:2px}
  #wpd-bubble-wrapper{display:none!important}
}
@media(max-width:360px){
  .tool-months{flex-direction:column;align-items:stretch;gap:6px}
  .tool-months select{width:100%}
  .story-list .section-heading>span{display:none}
}
@media(min-width:601px) and (max-width:900px){
  .search-form input{font-size:16px;min-height:46px}
  .tool-months label{font-size:12px}
  .tool-months select{font-size:16px;min-width:110px;min-height:44px;padding:8px 10px}
  .savings-form .button{min-height:46px}
  .story-card--row .story-meta,.story-card--row .category-label{font-size:11px}
  .article-toc ol{font-size:14px}
  #wpd-bubble-wrapper{display:none!important}
}